Thrifty Tip

Do You Have Missing Money?!

February 16, 2016

Have you ever heard of If not, is a national database that was established in 1999 by the National Association of Unclaimed Property Administrators (NAUPA) and enables people like you and me to perform comprehensive searches for lost assets required by law to be turned over to the states and provinces.

The most common types of unclaimed property include:

  • Bank accounts and safe deposit box contents
  • Stocks, mutual funds, bonds, and dividends
  • Uncashed checks and wages
  • Insurance policies, CD’s, trust funds
  • Utility deposits, escrow accounts

To search for your own missing money, here are the steps that you need to follow:

  1. Click here, enter your name, and click on “go.” You can do an individual, family or business search (you can even search for a deceased family member).
  2. If you find a match, you must complete a claim form. Most states and provinces require a specific form to be completed which asks pertinent information about the property and proof of ownership, such as copies of checkbook, passbook, bonds, etc.
  3. Follow the instructions to complete the specified form and supply any necessary documentation and identification.
  4. The claim form and ID are then mailed to the state for review. The state will respond to you directly after they have reviewed your submission and verified that you are the rightful owner.
  5. Most states send you an acknowledgment letter after receiving your claim. Claims processing time frames vary between states and provinces and property to property based upon claim activity.

Please note that there are currently only 45 states whose records are contained in the MissingMoney database: click here to view the list of participating states.

*I found money that was owed to my husband, once requested the check was sent very quickly!


TTFB1Several readers have stated they are not getting Thrifty Texan posts in their Facebook newsfeed.  So, here’s a thrifty tip on how to get (or keep!) Thrifty Texan posts in your newsfeed, so you never miss a deal …especially those HOT store deals, online bargains and high value coupons!


  1. Login to your Facebook account
  2. Go to Thrifty Texan’s Facebook page and “Like” us
  3. After you click “Like”, hover over the down arrow and a dropdown will appear
  4. Click the See First option

TTFB3You can do the same steps on your mobile device, by clicking on the 3 dots that appear just below the blue “Contact Us” button and choosing “See First”.


oil-changeDo you pay someone else to change the oil in your vehicle?  If you do … and you are looking for ways to reduce your monthly budget, take a look at this post …

My husband and I both drive full-size Ford trucks and that means oil changes range from $44 – $55 at the local dealership, Walmart and the oil change station.  So, we change our own oil (to be honest, there is no “we” – because my hubby and boys do the actual changing!  However, I do the oil and filter purchasing, so I guess I can say “we”. 🙂 ) to save hard-earned money!

oil-changeI have found that is cheaper on Motorcraft oil than the local dealership and auto parts stores. Just recently I made an online purchase of Motorcraft oil and Motorcraft oil filters and paid only $68.97, making each oil change only $34.49, a savings of at least $10 per vehicle! That $10 or more adds up over the course of a year.  We average 4 oil changes per year in each vehicle, so the $80 savings is worth the effort.


FacebookSeveral readers have stated they are not getting Thrifty Texan posts in their Facebook newsfeed.  So, here’s a thrifty tip on how to get (or keep!) Thrifty Texan posts in your newsfeed, so you never miss a deal …especially those HOT store deals, online bargains and high value coupons!

  1. “Like” Thrifty Texan on Facebook
  2. Click the down arrow on the “Liked” button and then click on “Get Notifications”
    (When you choose to get notifications, you’ll get a notification each time that person or Page posts something shared with you. You can turn off these notifications by unchecking Get Notifications.)
  3. Click on the “Follow” button and it will change to “Following”
    (When you follow someone, you see their posts in your News Feed.)
  4. “Like”, comment or share posts regularly!


Birthday FREEbies

May 1, 2015

Thrifty-Texan-Birthday-DealsWith this being my birthday month, my email is being flooded with birthday offers, so I thought I’d share this list of freebies, deals and coupons you can get on your own special day!

The majority of these will require you to sign up for their newsletter and/or e-Club, but the emails you receive often contain coupons, so don’t hesitate to sign up!

Abuelo’s Mexican Restaurant: receive a birthday and anniversary gift.

Applebees: get FREE dessert on your birthday.

Arby’s: get coupon offers to save on food and drinks plus a special birthday coupon.

Auntie Anne’s: get a different coupon every month.

BJ’s: receive a coupon for a FREE Pizookie or handcrafted soda upon signup, and receive a special gift on your birthday.

Baskin Robbins: get a B1G1 FREE scoop offer when you sign up and additional offers all year long. Plus, get a FREE ice cream email on your birthday and a special discount on a birthday cake.

Benihana: receive a $30 Benihana gift certificate to use during your birthday month

Bennigan’s: get a FREE Brownie Bottom Pie with the purchase of any entree upon sign-up. Plus, get a coupon for a FREE burger, salad and sandwich with the purchase of a burger, salad, or sandwich on your birthday.

Boston Market: receive a special coupon on your birthday

Buca di Beppo: get a FREE appetizer just for signing up, a FREE brownie on your birthday and a FREE dessert of your choice on your anniversary.

Buffalo Wild Wings Grill & Bar: get a coupon for a FREE dessert on your birthday

California Pizza Kitchen: kids receive a FREE CPKids meal during their birthday month.

Cantina Laredo: get special offers.

Carino’s Italian: get access to specials, promotions and a birthday surprise (usually a FREE dessert).

Carrabba’s Italian Grill: receive offers for complimentary menu items and a special offer on your birthday.

Cattlemens: receive a FREE dessert on your birthday.

Chili’s: receive a welcome coupon, a birthday coupon and also a club membership anniversary coupon.

Chuck E Cheese’s: receive coupon offers, FREE tokens for your kid’s birthday and more.

Coldstone Creamery: get a B1G1 FREE ice cream creation on your birthday.

Corner Bakery Cafe: receive a coupon for a FREE fresh baked cookie in your welcome email, plus a special birthday offer.

Dairy Queen: get a coupon for a B1G1 FREE 16 fl. oz. Blizzard Treat upon sign-up, plus a special coupon on your birthday and anniversary.

Del Taco: get a coupon for 2 FREE chicken tacos at sign-up and a coupon for a FREE premium shake on your birthday.

Denny’s: get a FREE Grand Slam on your birthday.

Dickey’s BBQ: get a coupon for a FREE big yellow cup upon sign-up, various coupons throughout the year, and a coupon for a FREE big barbecue sandwich on your birthday.

Don Pablo’s: receive a FREE dip sampler upon sign-up, $10 on your club membership birthday and $10 after your 9th visit.

Dunkin’ Donuts: get a FREE medium beverage upon sign-up and another FREE medium beverage on your birthday.

Firehouse Subs: FREE medium celebratory sub on your birthday when you come with a valid I.D. that has your birthdate.

Fuddruckers: get a gift for joining and a FREE burger on your birthday.

Hard Rock Cafe: get complimentary birthday ice cream and will announce your birthday to the entire restaurant!

IHOP: receive a FREE meal upon sign-up, Plus, a FREE meal on your birthday.

Jamba Juice: get special offers and more.

Jason’s Deli: get a $5 coupon on your birthday.

Jersey Mike’ Subs: get a FREE regular sub & drink coupon valid for your birthday.

Joe’s Crab Shack: get a coupon for a FREE appetizer with the purchase of any adult entree upon sign-up, plus receive this same coupon on your birthday as well.

Logan’s Roadhouse: get a coupon for a FREE dessert on your birthday.

Maggiano’s Little Italy: receive a $10 off coupon as well as a birthday coupon.

Marble Slab Creamery: get FREE ice cream just for signing up, FREE ice cream on your birthday, celebrate your Slab Happy anniversary with a $5 off reward and more!

McAlister’s Deli: receive a coupon when you sign up and on your birthday.

Medieval Times Dinner & Tournament: receive one FREE admission with the purchase of one regular-priced admission of equal or lesser value.

Melting Pot: receive a complimentary box of Signature Chocolate-Covered Strawberries with the purchase of any Big Night Out, Four-Course Classic or the combination of any two individual entrees and a cheese fondue. Plus, receive this same offer on your birthday

Mimi’s Cafe: get a coupon for a FREE breakfast with purchase of a breakfast entree upon sign-up. plus, receive a coupon for $10 off your purchase of $20 or more on your birthday.

Mooyah Burgers: get a coupon for a FREE burger with purchase of fries and drink/shake. Plus, receive the same offer on your birthday.

Nothing Bundt Cakes: get a FREE bundlet on your birthday.

Olive Garden: get a FREE appetizer or dessert when you buy 2 entrees on your birthday.

On the Border Mexican Grill & Cantina: get a coupon for a FREE Dip Trio or Brownie Sundae on your birthday.

Outback Steakhouse: get special offers throughout the year.

Panera Bread: receive special discounts, freebies and a birthday reward!

Papa Murphy’s: get coupons for pizzas, appetizers, salads and desserts and FREE cookie dough on your birthday.

PF Chang’s: get special rewards throughout the year.

Pizza Hut: receive FREE Cinnamon Sticks or Breadsticks with your online order during your birthday month.

Qdoba Mexican Grill: receive a gift on your birthday.

Quiznos: receive a coupon for $2 off a regular or large sub. Plus, get a coupon for a FREE cookie on your birthday.

Rainforest Cafe: get special offers throughout the year including a birthday coupon.

Raising Cane’s: get FREE food on your birthday and anniversary

Red Lobster: get a special birthday surprise.

Red Robin: get a gift for signing up and a FREE burger on your birthday.

Romano’s Macaroni Grill: get a coupon good for $5 off any 2 entrees plus a special birthday gift.

Rosa’s Cafe: get a coupon for B1G1 FREE dinner on your birthday.

Ruby Tuesday: receive a coupon for a FREE sweet treat on your birthday.

SmashBurger: get a special birthday offer.

Smoothie King: receive discounts, promotion and a birthday offer.

Sonic: get a surprise on your birthday. Kids ages 12 and younger can sign up for the Birthday Club and get a coupon for a FREE Wacky Pack Kids meal on their birthday.

Souper Salad: receive a special discount on your birthday.

Starbucks: get a FREE Handcrafted beverage or one FREE food item of your choice on your birthday.

Steak n’ Shake: receive special offers, money-saving coupons, and something special on your birthday.

Taco Bueno: receive special offers and promotions all year long. Plus, get a coupon for a FREE cheesecake chimi with any purchase on your birthday.

Taco Cabana: receive a FREE faijta taco at sign-up and a birthday gift.

Texas De Brazil: get a special gift for joining, a complimentary birthday dinner, and exclusive deals throughout the year.

Texas Roadhouse: get emails containing special offers.

The Spaghetti Warehouse Restaurant: get a coupon for a FREE appetizer with an entree purchase upon sign-up. Plus, get a coupon for a FREE spaghetti dinner on your birthday.

T.G.I. Friday’s: get a coupon for a FREE dessert or appetizer upon sign-up, an $8 coupon good for FREE food when you spend $100 or more on food, and a special treat on your birthday.

Tony Roma’s: get a coupon for a FREE entree on your birthday.

Which Wich: get a FREE gift for signing up, exclusive offers, and a special birthday offer.

Wing Stop: get a FREE large fresh-cut seasoned fries with wings purchase as a gift on your birthday.

Zio’s Italian Kitchen: receive a coupon for FREE Pepperoni bread upon sign-up and a coupon for a FREE dessert on your birthday.

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It’s that time of year again where you’ve likely heard of a friend who has become engaged.  With wedding season just around the corner, I thought I’d share this post from the archives.

When Robert and I married almost eleven years ago, there was one gift in particular we received that was practical, useful and very much needed. Each time I used a product I remember being so thankful for the gift.  It was a simple laundry basket filled with various cleaning supplies. 

Prior to our wedding day, I had filled our pantry (imagine that!), but had purchased very few cleaning supplies (guess I wanted to keep him fed more than impress him with a clean house :) ).  There are so many things to buy all at once when starting out on your own – especially when you’re moving from your parents’ home as we both were.  Not to mention the cost of purchasing that many items at once.

Since it made such an impression on me, I have given the same type of gift over and over to newlyweds. Here are some ideas for creating your own unique gift for a newlywed:

Cleaning Basket:

  • Laundry Detergent
  • Fabric Softener
  • Stain Remover
  • Dish Washing Soap
  • Multi-Purpose Cleaner
  • Antibacterial Cleaner
  • Toilet Bowl Cleaner
  • Window Cleaner
  • Scrub Brushes / Sponges

Paper / Plastic Goods Basket:

  • Toilet Paper
  • Paper Towels
  • Napkins
  • Facial Tissue
  • 13-gallon Trash Bags
  • Storage Bags
  • Sandwich Bags
  • Plastic Wrap
  • Foil
  • Paper Plates


I generally purchase a fairly large laundry basket from Walmart or Dollar General for around $6 – $8 and fill with things I already have in my stockpile.  I can usually fill a basket like the one pictured above for close to $20 out-of-pocket.  The laundry basket and a roll of ribbon to make a large bow for the top being the two most expensive items.

It’s a gift that you will be thanked for many times over and one that will help the newlyweds get started on the right foot!


SixFlagsThis year will be our third year to participate in the Read to Succeed program!

Here’s a cool way for teachers and students (includes homeschoolers, too!) can earn FREE tickets to Six Flags Theme Parks!  Final deadline to be registered and have students reading log entered is March 2, 2015.

Read to Succeed is an exciting program that encourages students in grades K through 6 to read for fun. Students who complete six hours of recreational reading earn free tickets to Six Flags! The program is available to teachers and schools at no cost to participate, and it’s a great way to motivate kids to read.


American Express Cardholders: Small Business Saturday (November 29, 2014)

November 17, 2014

If you are an American Express cardholder, hurry over and register for Small Business Saturday (November 29, 2014).  Registration is limited, so don’t delay!  Once you’ve registered, you are eligible to use your registered American Express card at participating small business merchants on November 29, 2014 and earn up to three $10 statement credits! Recommend […]

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We Saved $6.54 Per Box by Purchasing Contact Lenses Online

October 7, 2014

If you or someone in your household wears contact lenses, be sure to read this post. My husband wears contact lenses.  Several weeks ago, he visited the optometrist and received a new prescription, so I set out to find the best deal on a years’ supply of contacts.  Walmart Vision used to offer a volume […]

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File Your Federal Taxes FREE with TurboTax

January 28, 2014

Are you ready to file your 2013 federal tax return?  If so, consider using TurboTax. With TurboTax you’ll get your biggest tax refund guaranteed, with 100% accurate calculations, and step by step guidance so you are confident your taxes are done right. TurboTax is the #1 Rated, Best-Selling tax software brand year after year. Recommend […]

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